Samsung has also implemented a tremendous push of developments to its Samsung Wallet application in India, and now the digital payment experience is easier and safe easier safer than ever.
New improvements have been the full UPI onboarding of the setup process and the facility of making any payment without PIN authenticated, safer PIN authentication, merely PIN authentication,merely biometrics.
It translates to the fact that Samsung users can now set UPI through the process of device setup and make payments directly using fingerprint or facial recognition, and this removes one additional step to daily transactions.
What is new with Samsung Wallet?
The possibility of setting up UPI accounts is among the most significant new features that can be set up when configuring your Samsung Galaxy phone.
The Wallet app also requires users to connect to their bank account and verify UPI as a part of the start-up.
This helps the user to transact faster without visiting other applications or services.The second major feature will be PIN free UPI payments via the Wallet the Wallet app.
The system now allows the user to authenticate their payment with a fingerprint or face scan instead of the usual method of entering a UPI PIN, provided that the biometric method is fully configured on the gadget.
To several, this increases ease, and it is just like the existing systems of tap to pay or card based systems except in the UPI ecosystem.
Also, Samsung is widening the scope of its “Tap and Pay” service within Wallet.
In addition to standard bank operations and and UPI transactions, Wallet now allows FOREX card payments and making purchases online with with cards, which makes Wallet a more holistic digital wallet option.
Users who pay with UPI or QR codes QR codes are supposed to have a higher percentage of payments recorded by merchants that accept wallet based payments.
To the user, this creates less friction in making day to day payments in retail outlets, online, or through applications.
A single UPI registration at the time of setup, transactions plus a quick biometric verification, and a single wallet interface when in store shopping or online card transactions make transactions consistent across the board.
Technically, Samsung pays attention to security. The biometric authentication is in compliance with Samsung Knox and secure enclave programs on Galaxy devices, such that, without a PIN, the device is still locked to your biometrics and hardware.
Another important point that the company makes is that larger or unusual transactions are always likely to require further verification by the banks hence, there might still be a need to use a UPI PIN in some special cases.
To merchants, the transition would make the Galaxy user checkout easier.
To have no manual entry of a UPI PIN would be a reduction in the queues holding up and perhaps a reduction in support overheads associated with the problem of PIN.
To the consumers, it makes one of the most boring aspects of digital money transfers remembering PIN numbers, entering them under duress, or even being forced to reset lost ones a bit easier.
In easy terms, as a user of Galaxy in India, it works the following way, Once you update your Samsung Wallet app and make sure that your phone works on the latest software, you need to add your bank/UPI account to the Wallet.
Install biometric protection in case it is not installed (fingerprint or face). Upon checkout in store or online pick Samsung Wallet as a payment option and verify the checkout payment via biometrics. Done No PIN.
It is also an indication of a larger intention of Samsung in India, where it plans not only to make Wallet a payments application but also a single digital platform with which to charge bank cards or digital keys (home/car) and identity documents, all integrating with Galaxy devices completely.
To conclude, with these new features (UPI setups when configuring a device and payment without a PIN and biometric authentication), Samsung Wallet is now more convenient, faster, and integrated than ever for Galaxy users in India.
The procedure has just been simplified, be it when purchasing groceries, paying a utility bill, or even shopping online.
